Terms & Conditions

Acceptance of Terms

By accessing and using the Laminateui S.R.L. platform, you agree to be bound by these Terms and Conditions, all applicable laws and regulations of Bolivia, and agree that you are responsible for compliance with applicable local laws.

Description of Services

Laminateui operates a real estate crowdlending platform that allows investors to participate in financing real estate development projects in Bolivia. We act as intermediaries between investors and real estate developers, facilitating collective investment in selected projects.

Eligibility

To use our services, you must:

• Be over 18 years of age.
• Be a Bolivian citizen or legal resident in Bolivia, or a foreigner with legal capacity to invest.
• Provide truthful and complete information during the registration process.
• Successfully complete the identity verification process (KYC).
• Not be included in international or local sanctions lists.

Investment Risks

Investments in real estate crowdlending carry significant risks, including but not limited to:

• Partial or total loss of invested capital.
• Delays in expected returns due to real estate market factors.
• Risk of default by developers.
• Fluctuations in the value of real estate assets.
• Regulatory and legal risks inherent to the Bolivian market.

User Obligations

By using our platform, you agree to:

• Maintain the confidentiality of your access credentials.
• Not use the platform for illegal or fraudulent activities.
• Provide accurate and up-to-date information.
• Comply with all applicable tax laws in Bolivia.
• Not manipulate or interfere with the operation of the platform.

Fees and Charges

Laminateui charges fees for its intermediation services. Specific fees are detailed in each investment opportunity and may include:

• Management fee on the amount invested.
• Success fee on generated returns.
• Transfer and withdrawal fees as applicable.

Intellectual Property

All content on this platform, including but not limited to texts, graphics, logos, icons, images, and software, is the property of Laminateui S.R.L. or its licensors and is protected by Bolivian intellectual property laws and international treaties.

Limitation of Liability

Laminateui S.R.L. will not be liable for indirect, incidental, special, consequential, or punitive damages resulting from the use or inability to use our services. Our total liability will not exceed the amount of fees paid by you in the last 12 months.

Termination

We reserve the right to suspend or terminate your access to the platform at any time, without prior notice, for violation of these terms or for any other reason we deem appropriate.

Governing Law and Jurisdiction

These terms shall be governed and interpreted in accordance with the laws of the Plurinational State of Bolivia. Any dispute arising in connection with these terms shall be submitted to the exclusive jurisdiction of the courts of La Paz, Bolivia.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Modifications will take effect immediately upon posting on the website. Your continued use of the platform after such modifications will constitute your acceptance of the new terms.